Fairstone Financing

Financing

Payment options through Fairstone Financial Inc (“Fairstone”) on approved credit. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”).  

The plans available for application include:

• No payment / no interest for up to 12 months: Interest will accrue on the purchase amount from the beginning of the promotional period, but no minimum payments will be due. If the full purchase amount due is paid by the promotional period expiration date, all the accrued interest will be waived, and no interest will be assessed on the purchase. If the purchase amount is not paid in full by the promotional period expiration date, all the accrued interest will be assessed to the Account. 
• No interest with minimum payments for up to 24 months: Interest will accrue on the purchase amount from the beginning of the promotional period, and minimum payments of 3% will be due each billing cycle. However, if the full purchase amount is paid when due by the promotional period expiration date, all the accrued interest will be waived, and no interest will be assessed on the purchase amount. If the purchase amount is not paid in full by the promotional period expiration date, all the accrued interest will be assessed to the Account. 
• Equal payments with interest for 36 months: Interest will be charged on the purchase. The purchase amount plus interest is divided by the term to arrive at equal monthly payments that will be due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be assessed at the annual interest rate as shown in the Disclosure Statement. 

See in-store for full terms and conditions. Additional promotional plans may be offered from time to time.

Apply online at web.fairstone.ca/smittysfinefurniture